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Car Loan

Drive home your dream car with our attractive car loan options. Competitive interest rates, quick approvals, and flexible repayment options make car ownership easier than ever.

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Overview

Whether you're looking to buy a brand new car or a pre-owned vehicle, our car loans are designed to make your purchase hassle-free. We offer financing for all makes and models with customized solutions to match your budget and requirements.

Our car loan process is transparent and efficient, with minimal documentation and quick approval times. With competitive interest rates and flexible repayment tenures, we help you drive home your dream car without financial stress.

Car Loan Overview

Car Loan Features & Benefits

Discover why our car loans are the perfect choice for your vehicle financing needs

Flexible Eligibility

Salaried and self-employed individuals with a good credit history can apply

Quick Processing

Get your loan approved within 24-48 hours with minimal documentation

Competitive Rates

Enjoy attractive interest rates starting from 9.5% per annum

Minimal Documentation

Simple documentation process with KYC and income proof

No Hidden Charges

Complete transparency with no hidden fees or processing charges

High Loan Amount

Finance up to 90% of your car's on-road price

Car Loan Eligibility

Drive your dream car with our simple eligibility criteria and quick approval process for both new and used cars.

Age

21 to 65 years

Loan Tenure

Up to 84 Months

Income

Minimum ₹15,000/month

Credit Score

650+ preferred

Car Loan Eligibility illustration

EMI Calculator

Calculate your monthly EMI payments based on loan amount, tenure and interest rate

10K50L
6 months15 years
8%24%

Your EMI Breakdown

Monthly Payment

₹0

per month for 60 months

Loan Amount

₹10,00,000

Total Interest

₹0

Total Payment

₹0

Interest Rates & Charges

We offer some of the most competitive rates in the industry with complete transparency. Our flexible repayment options are designed to fit your financial situation.

Starting from 8.75% p.a.

Interest rates vary based on loan type and credit profile

Zero Processing Fee

On selected loan products during promotional periods

What We Offer

Competitive Rates

Reasonable interest rates tailored to your needs

Transparent Fees

No hidden charges or costly overheads

Flexible Terms

Easy repayment options for maximum convenience

Expert Guidance

Personalized advice on the best loan options

Dedicated Support

24/7 customer service for all your queries

Clear Information

Complete disclosure of all rates and charges

Car Loan FAQs

Everything you need to know about Car Loans from BT Finance

Still have questions?

Contact Support
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Commercial Vehicle Loan

Expand your fleet with competitive rates and minimal paperwork

  • High loan-to-value
  • Business-focused
  • Tax benefits
Secured Business Loan

Secured Business Loan

Fuel your business growth with collateral-based financing solutions

  • Large amounts
  • Long tenure
  • Low interest
Loan Against Property

Loan Against Property

Unlock your property's value while retaining ownership

  • High valuation
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  • EMI options
E-Rickshaw Loan

E-Rickshaw Loan

Ride home today with our instant E-Rickshaw loans

  • Low down payment
  • Quick disbursal
  • Flexible tenure