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Loan Against Property

Unlock the value of your property with our Loan Against Property. Access higher loan amounts with flexible repayment terms and competitive interest rates.

Home Renovation

Overview

A Loan Against Property (LAP) is a secured loan where you can leverage your residential or commercial property as collateral. This loan gives you access to substantial funds at attractive interest rates and offers longer repayment tenures compared to unsecured loans.

Whether you need funds for business expansion, education, medical expenses, or other significant financial needs, a Loan Against Property from BT Finance offers a flexible solution with minimal documentation and quick processing.

Home Renovation Overview

Loan Against Property - Features & Benefits

Unlock the value of your property with our flexible mortgage solutions

High Loan Amount

Get up to 70% of your property's market value

Long Tenure

Repayment tenures of up to 15 years for comfortable EMIs

Competitive Interest Rates

Attractive interest rates starting from 8% per annum

Simple Documentation

Straightforward documentation with minimal paperwork

Property Stays With You

Continue to live or use your property while the loan is active

Multiple Usage

Use funds for business expansion, education, wedding, or other needs

Eligibility

We have varying eligibility criteria for our customers. At BT Finance Private Limited, we believe in being accessible for everyone. Hence, this philosophy also defines our eligibility guidelines.

Nationality

Indian

Loan Tenure

60 Months

Employment

Self-Employed and Salaried

Work Experience

More than 1 year

Eligibility illustration

EMI Calculator

Calculate your monthly EMI payments based on loan amount, tenure and interest rate

10K50L
6 months15 years
8%24%

Your EMI Breakdown

Monthly Payment

₹0

per month for 60 months

Loan Amount

₹10,00,000

Total Interest

₹0

Total Payment

₹0

Interest Rates & Charges

We offer some of the most competitive rates in the industry with complete transparency. Our flexible repayment options are designed to fit your financial situation.

Starting from 8.75% p.a.

Interest rates vary based on loan type and credit profile

Zero Processing Fee

On selected loan products during promotional periods

What We Offer

Competitive Rates

Reasonable interest rates tailored to your needs

Transparent Fees

No hidden charges or costly overheads

Flexible Terms

Easy repayment options for maximum convenience

Expert Guidance

Personalized advice on the best loan options

Dedicated Support

24/7 customer service for all your queries

Clear Information

Complete disclosure of all rates and charges

Loan Against Property FAQs

Unlock the value of your property with our loan solutions

Still have questions?

Contact Support
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